Monday, September 22, 2008

Feeling the Pressure

I've been slightly absent from my blog here... Just now catching up...instead of writing the entries separately for each day, aujour d'hui, I will condense the happenings, but this time only!

Things have not been going as well as I would have hoped, with the mortgage, his refinance, me leaving the house...Where do I begin?

Mortgage:
I was supposed to have a commitment letter from my lender on the 15th. Turns out no one had asked for this, and the deadline passed, so I called the bank, and asked for one. Took a while to get it, and when I received it, it didn't look like a normal CL...I don't think it was...Anyhoo, the loan processor included verbiage on the pending appraisal review by the underwriter. Sounds very ominous, that word. I am the UNDERWRITER, I take my victims into the depths of financial confusion, whilst sucking the life out of you, and adding some rouge to your cheeks. Bow down to the underwriter, oooo...scary.

Leaving the House:
Just when you thought you were in the clear...Seller has found a place of his own, and his closing date is October 15th. He's asking to move our closing date, to accomodate his own. Ahhh perfect, just nifty. I am going to get stuck living with ex for an additional 2 weeks. Lovely.

Ex's Refinance:
The closing date is today. Supposedly...His bank has made so many mistakes, I really don't know if they were really listening when we said we were refinancing to REMOVE me from the loans...My name kept popping up all over the place, and I said I refused to sign anything...And I have. Don't know what their game is, but this is going to put a huge damper on my own plans, if it doesn't get done correctly.

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